Published on:
10
June 2013
If you're in debt, having difficulty paying your mortgage or meeting credit card payments, Clackmannanshire Council has a team of Money Advisers just waiting to advise you on your debt options.
The service is free, impartial and confidential.
Councillor Les Sharp, Housing, Health and Care Convenor said: "If you are in debt our experienced team of money advisers are ready and waiting to take action on urgent matters such as threatened eviction, repossession of your home or a court summons for debt."
An adviser appointed to you will draw up a statement of your income, your essential spending and your debt. If you are on benefits of any kind they can maximise your entitlement to benefits or tax credits and increase your income.
Councillor Sharp added: "Our advisers will discuss your options with you and explain your legal rights, and the rights of your creditors. Our service is open to everybody and anybody who is a Clackmannanshire resident.
"When we say our advice is impartial, we mean it. If someone has problems paying their Council Tax, we will give them the best advise in the interest of the client and advise them of their best options."
The Money Advice Team will also help clients through the rigours of bankruptcy, debt arrangement schemes or trust deeds.
Our Money Advisors have also issued a warning to people who get into debt falling into the trap of using payday loans or home credit lenders.
Councillor Sharp added: "We would advise people to look at the option of a credit union rather than being trapped into the payday loan scheme."
Our Money Advice team takes on between 200 and 220 new cases every year.
You can contact one of our Money Advisers at Lime Tree House, Alloa, telephone 01259 450000 or email moneyadvice@clacks.gov.uk.